What is Shop Pay installments and why buy using their payment plans?

When checking out with Shop Pay, you now have the option to pay over time. Paying in installments on Shop Pay allows you to split your purchase amount into flexible installment payments. Your first payment is due when you make your purchase. A debit card is required.

Shop Pay Installments options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license.